Triad Financial Corp.

Mr. Hatley has been with Triad since March 2002 and brings more than 28 years of experience as a results-oriented human resources and operations leader. Among other initiatives, he oversees Triad's compensation, benefits, payroll, employee relations and recruiting programs, as well as management of Triad's Texas and California facilities. Prior to joining Triad, Mr. Hatley was director of Human Resources/Operations at Texas Lighting Group from 1999 to 2002. He served as regional director of Human Resources for Zurich Financial Services from 1993 to 1999. Mr. Hatley has also held human resources and operations management positions at VOA Northern Texas Inc., Tarrant County Judicial District, and Tarrant County Personnel and Manpower Administration. He earned a bachelor's degree from Wesleyan University in Fort Worth, Texas.

As vice president and general counsel, Mr. Scott has 14 years experience representing financial institutions as both in-house and outside counsel. Prior to joining Triad in July 2007, he served as associate general counsel of CitiFinancial Auto from 2005 to 2007. He also served as senior counsel for JPMorgan Chase from 2003 to 2005 and was vice president and assistant general counsel for their auto finance division from 1999 to 2003. He was a corporate associate at Skadden, Arps, Slate, Meagher & Flom LLP from 1995 to 1999. Mr. Scott earned a bachelor's degree from York College of the City University of New York and a juris doctorate from Howard University School of Law.

Ms. Krug manages Triad's technology strategy and technical operational activities, including capital budgets, metrics, software, hardware and operational staffing. She brings more than 20 years of experience managing people, business operations, technology operations and projects. Prior to joining Triad in October 2007, Ms. Krug served in various leadership roles for CitiFinancial Auto from 2002 to 2007, specifically chief compliance officer, senior vice president - Enterprise Project Office, and senior vice president - India Outsourcing. From 1998 to 2002, she was Information Technology project manager and later Auto Division technology officer for California Federal Bank, which was later purchased by Citigroup. Ms. Krug holds a Bachelor of Science degree from Texas Tech University in Lubbock, Texas.

Mr. Ford has been the Chairman of the Board of Directors and a director of the Company since its formation in August 1996, and was the Company's Chief Executive Officer until July 2002. Mr. Ford is also a director of Americredit Corp., Freeport-McMoRan Copper & Gold Inc. and McMoRan Exploration Co. He serves as Chairman of the Board of Trustees of Southern Methodist University (S.M.U.) and as a trustee of Southwestern Medical Foundation. Additionally, he was the Chairman of the Board, Chief Executive Officer and a director of Golden State Bancorp Inc., a holding company whose primary asset was its indirect ownership of California Federal Bank, from September 1998 until it was sold in November 2002. Mr. Ford received his B.A. degree from S.M.U. in 1966 and his J.D. degree from S.M.U. Dedman School of Law in 1969. In 1995, he was named a Distinguished Alumni of S.M.U.

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Stuart A. Katz is a Managing Director of Goldman, Sachs & Co. in the Principal Investment Area and Co-Head of its financial services investment activities. Mr. Katz is a Managing Director of the general partners of the GS Funds (and certain successor funds), the primary vehicles through which The Goldman Sachs Group, Inc. conducts its privately negotiated equity investment activities. Mr. Katz joined Goldman Sachs in 1996 and worked in the London office of the Principal Investment Area during the period from 1997 to 1999 and serves on the boards of various GS Fund private companies.