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	<title><![CDATA[u.s. banks Resources | BNET]]></title>
	<link><![CDATA[http://resources.bnet.com/topic/u.s.+banks.html]]></link>
	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to u.s. banks]]></description>
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		<title><![CDATA[U.S. Banks Are Still Shrinking Their Loan Books]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/economic-news/blog/macro-view/us-banks-are-still-shrinking-their-loan-books/1216/]]></link>
		<description><![CDATA[The research staff Federal Reserve reaches out to bank senior loan officers every three months, to get a feel for the markets in lending to business, commercial real estate, home mortgages and credit cards. Like so many economic data points this year, the October 2009 survey tells us that while...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Thu, 12 Nov 2009 08:50:26 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/survey.html"><![CDATA[Survey]]></category>
		<category domain="http://resources.bnet.com/topic/u.s.+banks.html"><![CDATA[U.S. Banks]]></category>
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		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/john+keefe.html"><![CDATA[John Keefe]]></category>
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		<title><![CDATA[Richmond Fed's "Economic Quarterly" Examines Changes in the Size Dynamics of U.S. Banks]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_pwwi/is_200612/ai_n16886622]]></link>
		<description><![CDATA[Banks are viewed as pillars of local communities, but recently the banking industry has experienced significant consolidation, with many community banks being acquired by larger institutions. Are we headed toward a day when there will be just a few huge banks operating throughout the country? Hubert P. Janicki and Edward...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 11 Dec 2006 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[bank]]></category>
		<category domain="http://resources.bnet.com/topic/banking.html"><![CDATA[banking]]></category>
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		<title><![CDATA[A.M. Best Introduces Interactive Rating Services on U.S. Banks and Bank Holding Companies]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m0EIN/is_2006_Oct_2/ai_n16833759]]></link>
		<description><![CDATA[OLDWICK, N.J. -- A.M. Best Co. today announced plans to expand its analytical coverage of the U.S. banking industry by introducing interactive rating services on U.S. banks and bank holding companies. A.M. Best's bank rating services include Bank Deposit Ratings on operating banks and Issuer Credit Ratings on banks and...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 02 Oct 2006 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/a.m.+best+co..html"><![CDATA[A.M. Best Co.]]></category>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[bank]]></category>
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		<title><![CDATA[A.M. Best Special Report: U.S. Banks' Reliance on Large CDs Outpaced Other Deposits in the First Quarter of 2006]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m0EIN/is_2006_July_24/ai_n16548306]]></link>
		<description><![CDATA[OLDWICK, N.J. -- Recently, U.S. banks have become increasingly dependent upon more volatile liabilities, such as large certificates of deposits (CDs with balances of more than $100,000) to meet their overall funding needs, as the competition among financial institutions to develop funding sources has intensified. Since the Federal Reserve began...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 24 Jul 2006 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/a.m.+best+co..html"><![CDATA[A.M. Best Co.]]></category>
		<category domain="http://resources.bnet.com/topic/cd.html"><![CDATA[CD]]></category>
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		<title><![CDATA[A.M. Best Special Report: U.S. Banks' Earnings Reach Quarterly High on a Variety of Operating Tactics]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m0EIN/is_2006_June_19/ai_n16486558]]></link>
		<description><![CDATA[OLDWICK, N.J. -- U.S. banks ended the first quarter of 2006 with record earnings of $37.3 billion in aggregate (from an average of $33.9 billion in 2005), benefiting from higher fee income and lower loss provisions, which offset a continuing trend of lower net interest margins. However, the industry's profitability...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 19 Jun 2006 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/a.m.+best+co..html"><![CDATA[A.M. Best Co.]]></category>
		<category domain="http://resources.bnet.com/topic/earnings.html"><![CDATA[earnings]]></category>
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	</item>
	<item>
		<title><![CDATA[A.M. Best Special Report: Commercial Real Estate Concentration Levels in U.S. Banks]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m0EIN/is_2006_April_13/ai_n26829560]]></link>
		<description><![CDATA[OLDWICK, N.J. -- A significant number of U.S. banks may find their commercial real estate lending activities under increased regulatory scrutiny if the proposed Inter-Agency Guidance on Concentrations in Commercial Real Estate Lending is implemented. The proposed guidance establishes two thresholds in relation to total capital (defined as total risk-based...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Thu, 13 Apr 2006 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/a.m.+best+co..html"><![CDATA[A.M. Best Co.]]></category>
		<category domain="http://resources.bnet.com/topic/commercial+real+estate.html"><![CDATA[commercial real estate]]></category>
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		<title><![CDATA[Banks: A Force To Reckon With.(report by American Bankers Insurance Association)(Brief Article)]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb4794/is_200501/ai_n17414915]]></link>
		<description><![CDATA[Banks have become a force that carriers have to reckon with in  insurance distribution. In 2003, the value of insurance products sold by  U.S. banks reached $78.1 billion, more than double the amount just four  years earlier, according to a report by th  Banks have become...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Sat, 01 Jan 2005 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/american+bankers+insurance+association.html"><![CDATA[American Bankers Insurance Association]]></category>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[bank]]></category>
		<category domain="http://resources.bnet.com/topic/insurance.html"><![CDATA[insurance]]></category>
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		<title><![CDATA[Citigroup's Big Bet on China]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_km2929/is_200211/ai_n6937681]]></link>
		<description><![CDATA[China is the final financial frontier for U.S. banks, as the country's protectionist measures begin to dissolve under WTO membership. Citibank, which has been offering corporate services on the mainland since 1902, is poised to grab a large share, partic China is the final financial frontier for U.S. banks, as...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Fri, 01 Nov 2002 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/citigroup+inc..html"><![CDATA[Citigroup Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[financial]]></category>
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	<item>
		<title><![CDATA[A quick comparison of USDA's Export Credit Programs - The Big Picture - Brief Article]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m3723/is_6_14/ai_90192721]]></link>
		<description><![CDATA[A Quick Comparison of USDA's Export Credit Programs  GSM-102                             GSM-103  The GSM-102 Export Credit      ...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Sat, 01 Jun 2002 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/financing.html"><![CDATA[financing]]></category>
		<category domain="http://resources.bnet.com/topic/foreign+bank.html"><![CDATA[foreign bank]]></category>
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	<item>
		<title><![CDATA[U.S. Banks Earmark $20 Billion for Reengineering in 1997; According to New Ernst & Young American Bankers Association Technology in Banking Report]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m0EIN/is_1995_March_7/ai_16694732]]></link>
		<description><![CDATA[NEW YORK--BUSINESS WIRE--March 7, 1995--CEOs and CFOs of the top 100 U.S. banks say reengineering is their top priority to elevate customer service through new technologies such as imaging, client-server systems, mobile computing, and high-speed telecommunications networks, according to The Fourth Annual Ernst & Young/American Bankers Association Report on Technology...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Tue, 07 Mar 1995 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/american+bankers+association.html"><![CDATA[American Bankers Association]]></category>
		<category domain="http://resources.bnet.com/topic/banking.html"><![CDATA[banking]]></category>
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		<category domain="http://resources.bnet.com/topic/re-engineering.html"><![CDATA[re-engineering]]></category>
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