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- Banking Consolidation and Small Business Lending: A Review of Recent Research
- Banking consolidation has continued to accelerate over the past several years, assisted by technological innovations in information management and statistical modeling, and by the large Merger and Acquisition (M&A) deals of the late 1990s. Total domestic assets held by the largest 50 Bank Holding Companies BHC rose from around 52...
- White papers 2005-03-01
- Business Density, Entrepreneurship And Economic Well-Being
- Economic well-being, defined in the spirit of Nordhaus & Tobin (1972) and Osberg & Sharp (2003), varies drastically across the U.S. 50 states. In 1997, the average household income in New Jersey was more than 1.7 times that in West Virginia; the average unemployment rate in Alaska was more than...
- White papers 2005-01-04
- Management Issues for the Growing Business
- In large businesses, planning is essential for developing a firm's potential. However, many small businesses do not recognize the need for long-range plans, because the small number of people involved in operating the business implies equal responsibility in the planning and decision-making processes. Nevertheless, the need for planning is as...
- White papers 2004-02-23
- Marketing Strategies for the Growing Business
- Marketing continues to be a mystery . . . to those who create it and to those who sponsor it. Often, the ad that generates record-breaking volume for a retail store one month is repeated the following month and bombs. A campaign designed by the best Madison Avenue ad agency...
- White papers 2004-02-23
- Get Ready - Be Prepared
- This article is about Disaster Preparedness Considerations, which have been discussed in this article in details. A community relies on its businesses to generate jobs and tax revenue and to nurture a built environment that is healthy and sustainable. When a business protects itself from natural disasters, it is also...
- White papers 2003-01-01
- Spring Shape Up: Get Back On Track With Three Chores You've Probably Been Putting Off
- From the executive summary: ‘It is important for businesses to protect themselves by documenting the elements of all transactions with confirming letters, records of phone calls, and detailed invoices complete with payment terms. This removes grounds for future disputes and, better yet, provides solid grounds for demanding the money.’ The...
- White papers 2003-01-01
- 15 Foolproof Ideas For Promoting Your Company
- From the executive summary: ‘Every successful company uses some sort of promotion to influence certain audiences usually customers or prospects by informing or persuading them. Reasons for promoting a business include increasing visibility; adding credibility to company; enhancing or improving image, and bringing in new business.’ Hence, it is essential...
- White papers 2003-01-01
- Business Ethics
- Business ethics are a hot topic these days. Many times, managers are forced to decide on issues where there are arguments on both sides - a problem that makes ethical decision-making very difficult. An ethics policy for a company should look at the bigger picture of how one relates to...
- White papers 2003-01-01
- Disaster Planning And Recovery: Expecting The Unexpected
- Every company should tailor an Emergency Management Plan EMP to meet its specific needs. Planning allows one to make crucial decisions when the judgment is clear. In fact, a farsighted EMP might even include how to turn a disaster into an opportunity. No single plan will fit all businesses. A...
- White papers 2003-01-01
- Advertising-Pretty Slick
- From the executive summary: ‘Advertising may be critical to the existence of business. Hardly any business, particularly a retail operation, can stay alive without it. Companies that do not advertise may have their sales and profits swallowed up by other companies that do advertise regularly.’ Advertising brings the quality of...
- White papers 2003-01-01
- Boosting Employee Morale
- The article is about employee morale, a complaint is made to an expert that in small business "people go where the money is,” and compensation is not the predominant reason why people leave their jobs for supposedly greener pastures. Instead, People are hungry for opportunities to grow into their jobs....
- White papers 2003-01-01
- Planning And Goal Setting For Small Business
- Planning is the tool, which helps in operationalizing the strategy of an organization. This, in turn, results in effective realization of the organizational goals. Goals define the roadmap towards realization of an organization’s vision and mission. Management By Objectives MBO is a technique to implement the principles of planning in...
- White papers 2003-01-01
- How Advertising Differs From Public Relation
- From the executive summary: ‘All entrepreneurs have a common goal: To see that their product, whether it takes the form of hard goods, a service, or an idea, gets to the end user where it is purchased. The process of getting the product to the user and all the decisions...
- White papers 2003-01-01
- Inventory Management
- From the executive summary: ‘In a literal sense, inventory refers to stocks of anything necessary to do business. These stocks represent a large portion of the business investment and must be well managed in order to maximize profits. In fact, many small businesses cannot absorb the types of losses arising...
- White papers 2003-01-01
- WINNING IDEAS FOR SMALL BUSINESS SUCCESS
- Starting a small business is risky business, and the odds of succeeding are poor. However, success can be yours if you are patient, willing to work hard and take all the necessary steps. What follows are 10 tips to small business success. The first is know yourself . The key...
- White papers 2003-01-01
- Strategy For The Growing Business
- It has been realized that there is need for good strategic planning for a good business. To many people, strategic planning is something meant only for big businesses, but it is equally applicable to small businesses. Strategic planning is matching the strengths of the business to available opportunities. To do...
- White papers 2003-01-01
- Marketing Basics
- From the executive summary: ‘To succeed, entrepreneurs must attract and retain a growing base of satisfied customers. Marketing programs, though widely varied, are all aimed at convincing people to try out or keep using particular products or services. Business owners should carefully plan their marketing strategies and performance to keep...
- White papers 2003-01-01
- When Disaster Strikes: Who's There To Help Your Business Recover
- A series of natural disasters during the past few years has threatened the survival of businesses across the nation. Flooding in the Midwest destroyed data systems and inventory, earthquakes in California caused structural damage and injuries to employees, and severe winter storms on the East Coast shut down operations for...
- White papers 2003-01-01
- Marketing Plan
- From the executive summary: ‘A sound marketing plan is key to the success of every business. It includes market research, location, the target customer group, competition, positioning, the product, or service one is selling, pricing, advertising, and promotion. Effective marketing, planning, and promotion begins with current information about the marketplace.’...
- White papers 2003-01-01
- How PR Differs From Advertising
- From the executive summary: ‘Public Relations PR includes activities intended to promote understanding of a company or product and to promote goodwill. Through PR activities one can assess and influence public opinion by delivering messages without incurring direct media costs.’ Observations suggest that people consider advertising and PR to be...
- White papers 2003-01-01
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