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- Variable life insurance
- Variable life insurance is similar to universal life insurance. As the cash value of your policy accumulates, you can modify your policy's death benefit. The two main differences between variable and universal life insurance are that 1) Variable life does not have flexible premiums, and 2)Variable life allows you to...
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- Hancock intends to market new VUL along with VWL.(John Hancock Variable Life Insurance Co., variable universal life insurance, variable whole life insurance)(Product Announcement)
- John Hancock Variable Life Insurance Co is introducing a new variable universal life insurance VUL contract called Medallion VL alongside an updated version of its old variable whole life insurance VWL contract, Flex V. Currently, VUL represents 10% of the life insurer's total variable life insurance VL sales, but John...
- Research articles 1995-08-28
- ACLI opposing SEC's initiative on VL 'performance.' (American Council of Life Insurance, Securities and Exchange Commission, variable life insurance)
- A Securities and Exchange Commission SEC initiative that would require life insurance companies to disclose the financial performance of the separate accounts that underlie variable life insurance contracts is being opposed by the American Council of LiA Securities and Exchange Commission SEC initiative that would require life insurance companies to...
- Research articles 1993-07-26
- Goldman Sachs to Acquire Allmerica's Variable Life Insurance and Variable Annuity Business
- NEW YORK -- The Goldman Sachs Group, Inc. (NYSE: GS) today announced that it has agreed to acquire the variable life insurance and variable annuity business of Allmerica Financial Corporation (NYSE: AFC), including the wholly-owned life insurance subsidiary, Allmerica Financial Life Insurance and Annuity Company. The transaction is expected to...
- Research articles 2005-08-22
- Pacific Life Announces Addition of Nine New Investment Options and Two Flexible Riders to Variable Life Insurance Offerings
- NEWPORT BEACH, Calif. -- Variable life insurance products continue to regain favor in the marketplace and by the end of the third quarter 2004, variable life sales were up industry-wide by 9 percenta over the previous year. In response to this growing demand, Pacific Life has added nine new investment...
- Research articles 2005-03-03
- A whole new era is coming for Vas, VLs.(Variable Products)(variable annuties, variable life insurance)
- THE CURRENT SCANDAL affecting the mutual fund business now has spilled over into the variable annuity and variable life insurance business. The Securities and Exchange Commission as well as the New York attorney general and several other state attorneys general have launched investigations...
- Research articles 2004-03-29
- McCamish Systems Software Release Enhances John Hancock Variable Life Insurance Company's Variable Universal Life Administration Capabilities
- Business Editors ATLANTA--BUSINESS WIRE--Aug. 21, 2000 McCamish Systems:-- This VPASR Life release illustrates the speed with which McCamish delivers admin solutions for new product launches. -- This release follows two successful policy conversions of three products for John Hancock Variable Life Insurance Companya a(not licensed in New...
- Research articles 2001-08-21
- ACLI proposes VL illustration format. (American Council of Life Insurance, Variable Life Insurance Registration Form)
- The American Council of Life Insurance ACLI is proposing that the life insurance industry should be required to tailor a prospectus to the individual information pertinent to a prospective policyholder and has submitted its suggested Variable Life Insurance VLI Form to the Securities and Exchange Commission SEC. The SEC had...
- Research articles 1993-02-01
- SEC's new rules for VL registrations will reform prospectuses. (Regulation).(U.S. Securities and Exchange Commission's new rules for variable life insurance)(Government Activity)(Brief Article)
- The Securities and Exchange Commission's new rules for prospectuses that offer variable life insurance policies, which were adopted in April, are part of a new type of registration statement. The Securities and Exchange Commission's new rules for prospectuses that offer variable life insurance policies,...
- Research articles 2002-04-29
- SEC breaks ground in adopting new VL registration Form N-6. (Product Compliance).(Securities and Exchange Commission's new rule for variable life insurance policies)(Government Activity)(Brief Article)
- The Securities and Exchange Commission has adopted Form N-6, the long-awaited registration form designed specifically for variable life insurance policies. The Securities and Exchange Commission has adopted Form N-6, the long-awaited registration form designed specifically for variable life insurance policies.
- Research articles 2002-04-22
- American Skandia's Variable Life Insurance Meeting the Changing Face of American Investors
- SHELTON, Conn.--BUSINESS WIRE--March 10, 1999-- -- Wealth transfer between generations expected to reach $10 trillion by 2020 -- Without proper planning, Uncle Sam will get more than expected -- American Skandia combines best of life insurance and world-class investment...
- Research articles 1999-03-10
- Survivorship Variable Life Insurance illustrated values (on 11/1/03).
- Survivorship Variable Life Insurance Illustrated Values (On 11/1/03) Level Death Benefit; 10% Crediting Rate Then Net of Average ^ Subaccount Charges as well as M&E Charges Male Age 65/Female Age 60; Both Best NS Class; $1,000,000; $20,000 Annual Premium Company ...
- Research articles 2004-01-12
- Survivorship Variable Life Insurance illustrated values.(Policy Analysis)(Illustration)
- Survivorship Variable Life Insurance Illustrated Values (On 4/1-5/1/03) Level Death Benefit; 10% Crediting Rate Then Net of Average^ Subaccount Charges Male Age 65/Female Age 60; Both Best NS Class; $1,000,000; $20,000 Annual Premium ...
- Research articles 2003-08-25
- Hybrid life insurance
- Hybrid life insurance combines different types of life insurance. The major type of hybrid life insurance is variable universal life insurance. Variable universal life insurance combines features of variable life and universal life insurance. You can pay flexible premiums and modify the death benefit to suit your insurance needs. The...
- White papers 2003-09-08
- B/Ds say VUL, VL are hottest products now. (brokers/dealers, variable universal life, variable life)
- A survey of insurance brokers/dealer executives attending the 1994 International Assn of Financial Planning Broker/Dealer Conference revealed that variable universal life insurance VUL and variable life insurance VL currently are hot products. However, sales of VUL and VL represented only 4%-6% of total sales; mutual funds were the leading product,...
- Research articles 1994-02-07
- Variable life sales double in 5 years. (variable universal life insurance)
- Tillinghast Principal John Fenton, presenting results of a Variable Annuity Life User Exchange survey at a forum sponsored by the Institute for International Research, said that variable life policy sales doubled between 1989 and 1993. The survey encompassed 32 companies representing 95% of the variable life insurance market. Sales rose...
- Research articles 1994-03-21
- Variable life gets a second glance after SEC proposals. (Securities and Exchange Commission)(Small Company Report)
- Arecommendation by the Securities and Exchange Commission SEC released in May 1992 to ease restrictions on variable life insurance contracts and annuities may encourage small life insurance companies to enter the market. The Investment Company AmendmentArecommendation by the Securities and Exchange Commission SEC released in May 1992 to ease restrictions...
- Research articles 1992-06-29
- Proposed NASD rule would govern variable sales. (National Association of Securities Dealers; annuities and life insurance products would be affected)
- Proposed changes to the National Association of Securities Dealers'NASD Conduct Rules would affect how variable life insurance policies and variable annuities are marketed and sold. For example, this change, which is designated as Rule 2820, would requiProposed changes to the National Association of Securities Dealers'NASD Conduct Rules would affect how...
- Research articles 1996-10-14
- Prudential Offers Variable Life Quotes Online
- Business/Insurance Editors NEWARK, N.J.--BUSINESS WIRE--March 10, 2000 The Prudential Insurance Company of America announced today that consumers who log onto the company's Internet Home Page can now get free, instant price quotes for variable life insurance products. Prudential is the first company offering this service. Visitors to...
- Research articles 2000-03-10
- Have VL policies become dinosaurs? (variable life insurance)
- The Life Insurance Marketing and Research Assn reports that the volume of variable life VL insurance policies at 109 companies dropped to 2% of total reported volume in 1992, while the volume of variable universal life VUL accounted for 10% of all premium. The consensus in the industry is that...
- Research articles 1993-04-19
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