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	<title><![CDATA[vincent fernando Resources | BNET]]></title>
	<link><![CDATA[http://resources.bnet.com/topic/vincent+fernando.html]]></link>
	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to vincent fernando]]></description>
	<s:counts start="0" returned="20" found="48" />
	<language>en-us</language>
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		<title><![CDATA[Shipping Also Faces Potential Write-Downs]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F175856-shipping-also-faces-potential-write-downs%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Vincent Fernando submits:  In an email note, Charles de Trenck of research firm Transport Trackers highlights how shipping companies could face substantial write-downs. In a similar fashion to banks right now, some of their assets are being carried on the balance sheet at far higher values than the current...]]></description>
		<s:doctype><![CDATA[External links]]></s:doctype>
		<pubDate>Tue, 01 Dec 2009 12:51:56 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/transport.html"><![CDATA[Transport]]></category>
		<category domain="http://resources.bnet.com/topic/vincent+fernando.html"><![CDATA[Vincent Fernando]]></category>
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	<item>
		<title><![CDATA[Australia Looks Great for the Long Term]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F174874-australia-looks-great-for-the-long-term%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Vincent Fernando submits:  Note that Australia is only one of three developed nations that will show positive GDP growth in 2009.   It has just half the unemployment rate of the U.S., sells China raw materials, and has a dynamic domestic economy. by Vincent Fernando]]></description>
		<s:doctype><![CDATA[External links]]></s:doctype>
		<pubDate>Mon, 23 Nov 2009 10:00:51 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/seeking+alpha.html"><![CDATA[Seeking Alpha]]></category>
		<category domain="http://resources.bnet.com/topic/vincent+fernando.html"><![CDATA[Vincent Fernando]]></category>
	</item>
	<item>
		<title><![CDATA[Weak Economy Continues to Help BJ's]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F174229-weak-economy-continues-to-help-bj-s%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Vincent Fernando submits:  BJ's BJ reported falling comparable sales, yet held its guidance for the all important fourth quarter. Comparable sales fell only 2.5%, and actually a weaker economy continues to help BJ's, given that strapped consumers are flocking to its discount pricing over other retail options.  The...]]></description>
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		<pubDate>Thu, 19 Nov 2009 02:37:53 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/retail.html"><![CDATA[Retail]]></category>
		<category domain="http://resources.bnet.com/topic/vincent+fernando.html"><![CDATA[Vincent Fernando]]></category>
		<category domain="http://resources.bnet.com/topic/bj%2527s+wholesale+club+inc..html"><![CDATA[BJ's Wholesale Club Inc.]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">BJ</category>
		<category domain="tickers">BJ</category>
	</item>
	<item>
		<title><![CDATA[Highly Ambitious Bankers Should Steer Clear of BofA]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F166944-highly-ambitious-bankers-should-steer-clear-of-bofa%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Vincent Fernando submits:  It's completely ridiculous that the new American "pay czar" has been able to deny former Bank of America BAC chief Ken Lewis part of his pay package.   The Treasury Department's pay czar pushed outgoing Bank of America Corp. Chief Executive Kenneth D. Lewis into...]]></description>
		<s:doctype><![CDATA[External links]]></s:doctype>
		<pubDate>Fri, 16 Oct 2009 04:10:08 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/vincent+fernando.html"><![CDATA[Vincent Fernando]]></category>
		<category domain="http://resources.bnet.com/topic/bank+of+america+corp..html"><![CDATA[Bank of America Corp.]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">BAC</category>
		<category domain="tickers">BAC</category>
	</item>
	<item>
		<title><![CDATA[WPP's CEO Thinks Internet Advertising Has a Long Way to Grow]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F162707-wpp-s-ceo-thinks-internet-advertising-has-a-long-way-to-grow%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Vincent Fernando submits:  Ad agency WPP's WPPGY CEO believes that while ad spending will recover with an improving economy, it will never be the same as it was. One big reason for this is the transition from traditional media to the internet.   He explains that companies currently...]]></description>
		<s:doctype><![CDATA[External links]]></s:doctype>
		<pubDate>Tue, 22 Sep 2009 03:50:28 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/media.html"><![CDATA[Media]]></category>
		<category domain="http://resources.bnet.com/topic/vincent+fernando.html"><![CDATA[Vincent Fernando]]></category>
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	<item>
		<title><![CDATA[China Contractors Go After Foreign Stimulus Funds]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F160186-china-contractors-go-after-foreign-stimulus-funds%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Vincent Fernando submits:  After the creation of a massive construction industry in China, it appears this industry is exporting its services worldwide. Tax payer stimulus dollars doled out by other governments, ostensibly in the interest of the local people, are a prime target.   With many countries in...]]></description>
		<s:doctype><![CDATA[External links]]></s:doctype>
		<pubDate>Sun, 06 Sep 2009 05:32:50 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/china.html"><![CDATA[China]]></category>
		<category domain="http://resources.bnet.com/topic/materials+%2526+industrials.html"><![CDATA[Materials & Industrials]]></category>
		<category domain="http://resources.bnet.com/topic/vincent+fernando.html"><![CDATA[Vincent Fernando]]></category>
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	<item>
		<title><![CDATA[Big French Pharma Moves to Distance Itself from U.S. Healthcare Protests]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F156762-big-french-pharma-moves-to-distance-itself-from-u-s-healthcare-protests%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Vincent Fernando submits:  In an almost satirical twist to the healthcare debate, it turns out that Big French Pharma, in the form of Sanofi-Aventis SNY, is now linked to anti-Obamacare protests via lobbying firm DLA Piper.   DLA ex-employee Dick Armey is chairman of Freedomworks, a pressure group...]]></description>
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		<pubDate>Tue, 18 Aug 2009 06:34:04 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/healthcare.html"><![CDATA[Healthcare]]></category>
		<category domain="http://resources.bnet.com/topic/vincent+fernando.html"><![CDATA[Vincent Fernando]]></category>
		<category domain="http://resources.bnet.com/topic/bristol-myers+squibb+co..html"><![CDATA[Bristol-Myers Squibb Co.]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">BMY</category>
		<category domain="tickers">BMY</category>
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	<item>
		<title><![CDATA[China's Bull Market: Massive Underlying Risk Still Exists]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F154970-china-s-bull-market-massive-underlying-risk-still-exists%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Vincent Fernando submits:  The best bull argument I can find in regards to the Chinese market is that the government has little choice but to keep liquidity flowing, even if they know this will be negative in the long-term.   Since a government "investigation" can't possibly yield much,...]]></description>
		<s:doctype><![CDATA[External links]]></s:doctype>
		<pubDate>Sun, 09 Aug 2009 06:03:42 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/china.html"><![CDATA[China]]></category>
		<category domain="http://resources.bnet.com/topic/vincent+fernando.html"><![CDATA[Vincent Fernando]]></category>
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	<item>
		<title><![CDATA[Housing Bust: Speculators Sounded the First Alarm, Not Government]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F154968-housing-bust-speculators-sounded-the-first-alarm-not-government%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Vincent Fernando submits:  It is interesting to note that speculative markets, not government institutions were the first to sound the alarm when it came to the US housing bubble. And actually... not only were government institutions asleep at the wheel in terms of warning people that prices had gone...]]></description>
		<s:doctype><![CDATA[External links]]></s:doctype>
		<pubDate>Sun, 09 Aug 2009 05:49:16 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/us+market.html"><![CDATA[US Market]]></category>
		<category domain="http://resources.bnet.com/topic/vincent+fernando.html"><![CDATA[Vincent Fernando]]></category>
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		<title><![CDATA[Massive Underlying Risk for Chinese Market Buyers]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F153846-massive-underlying-risk-for-chinese-market-buyers%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Vincent Fernando submits:  We're not alone in questioning the prudence of buying into the Chinese market right now. Turns out Andy Xie, previously of Morgan Stanley, has some pretty sober words for what he sees as a bubble in Chinese asset prices. (via Clusterstock, Barry Ritholtz)   The...]]></description>
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		<pubDate>Wed, 05 Aug 2009 02:04:07 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/china.html"><![CDATA[China]]></category>
		<category domain="http://resources.bnet.com/topic/vincent+fernando.html"><![CDATA[Vincent Fernando]]></category>
		<category domain="http://resources.bnet.com/topic/goldman+sachs+group+inc..html"><![CDATA[Goldman Sachs Group Inc.]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">GS</category>
		<category domain="tickers">GS</category>
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		<title><![CDATA[Goldman's China Portfolio: Professional Investing or Day Trading Rag?]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F153584-goldman-s-china-portfolio-professional-investing-or-day-trading-rag%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Vincent Fernando submits:  Sometimes "professional" investment research resembles little more than a day trader rag with nicer charts and fancier wording to make the reader feel less guilty and more professional about the kind of "investing" he or she is actually performing. Thus we point to Goldman's GS recent...]]></description>
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		<pubDate>Tue, 04 Aug 2009 06:15:39 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/china.html"><![CDATA[China]]></category>
		<category domain="http://resources.bnet.com/topic/vincent+fernando.html"><![CDATA[Vincent Fernando]]></category>
		<category domain="http://resources.bnet.com/topic/goldman+sachs+group+inc..html"><![CDATA[Goldman Sachs Group Inc.]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">GS</category>
		<category domain="tickers">GS</category>
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		<title><![CDATA[Apple, Microsoft, Google: Far from Coercive Monopolies]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F153265-apple-microsoft-google-far-from-coercive-monopolies%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Vincent Fernando submits:  Given the recent FCC inquiry into "uncompetitive" practices by Apple AAPL in regards to Apple not allowing some of Google's GOOG products to work on Apple's own phone, and also as a result of my long standing thinking vis-a-vis all the flak and massive European fines...]]></description>
		<s:doctype><![CDATA[External links]]></s:doctype>
		<pubDate>Mon, 03 Aug 2009 02:59:17 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/software.html"><![CDATA[Software]]></category>
		<category domain="http://resources.bnet.com/topic/gadgets.html"><![CDATA[Gadgets]]></category>
		<category domain="http://resources.bnet.com/topic/vincent+fernando.html"><![CDATA[Vincent Fernando]]></category>
		<category domain="http://resources.bnet.com/topic/apple+inc..html"><![CDATA[Apple Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/google+inc..html"><![CDATA[Google Inc.]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">AAPL</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">GOOG</category>
		<category domain="tickers">AAPL,GOOG</category>
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		<title><![CDATA[Should the FCC Force Apple to Stock Competitive Products in Its Own Store?]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F153174-should-the-fcc-force-apple-to-stock-competitive-products-in-its-own-store%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Vincent Fernando submits:  I'm sure most who follow business news have heard that the FCC is probing Apple's decision to reject Google's GOOG internet-calling software and remove certain Google applications from it's app store...   The Federal Communications Commission has launched an inquiry into why Apple Inc. rejected...]]></description>
		<s:doctype><![CDATA[External links]]></s:doctype>
		<pubDate>Sun, 02 Aug 2009 07:50:35 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/gadgets.html"><![CDATA[Gadgets]]></category>
		<category domain="http://resources.bnet.com/topic/internet.html"><![CDATA[Internet]]></category>
		<category domain="http://resources.bnet.com/topic/vincent+fernando.html"><![CDATA[Vincent Fernando]]></category>
		<category domain="http://resources.bnet.com/topic/apple+inc..html"><![CDATA[Apple Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/google+inc..html"><![CDATA[Google Inc.]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">AAPL</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">GOOG</category>
		<category domain="tickers">AAPL,GOOG</category>
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		<title><![CDATA[Goldman Early 2009 Earnings Look Like Old Goldman of 2007]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F148633-goldman-early-2009-earnings-look-like-old-goldman-of-2007%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Vincent Fernando submits:  So just where does a $2 billion profit fit into Goldman Sachs Group&#8217;s GS profit-making history?   If, as The New York Times reports Monday, Goldman will clear $2 billion in net income this quarter, it would make it the bank&#8217;s eighth best quarter since...]]></description>
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		<pubDate>Tue, 14 Jul 2009 04:22:51 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/us+market.html"><![CDATA[US Market]]></category>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/vincent+fernando.html"><![CDATA[Vincent Fernando]]></category>
		<category domain="http://resources.bnet.com/topic/goldman+sachs+group+inc..html"><![CDATA[Goldman Sachs Group Inc.]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">GS</category>
		<category domain="tickers">GS</category>
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		<title><![CDATA[Russia Threatens ArcelorMittal: Poor Timing]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F148414-russia-threatens-arcelormittal-poor-timing%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Vincent Fernando submits:  Russia&#8217;s Kemerovo region has notified ArcelorMittal MT that it will seize two of the world&#8217;s largest steel maker&#8217;s mines if production levels do not increase, the Siberian region&#8217;s government said in a statement, Reuters reported. &#8220;If your team is not able to stabilize production at these...]]></description>
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		<pubDate>Mon, 13 Jul 2009 06:09:19 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/materials%252findustrials.html"><![CDATA[Materials/Industrials]]></category>
		<category domain="http://resources.bnet.com/topic/vincent+fernando.html"><![CDATA[Vincent Fernando]]></category>
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		<title><![CDATA[GM Shares Just Won't Quit]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F148412-gm-shares-just-won-t-quit%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Vincent Fernando submits:  Looks like GM (GMGMQ.PK) shares, now shares for Motors Liquidation Company, just won't quit, even after management said that the shares will go to zero. We wrote about this previously, and did a bit of investigation into the message boards. Despite the likely scenario that equity...]]></description>
		<s:doctype><![CDATA[External links]]></s:doctype>
		<pubDate>Mon, 13 Jul 2009 06:07:09 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/transport.html"><![CDATA[Transport]]></category>
		<category domain="http://resources.bnet.com/topic/vincent+fernando.html"><![CDATA[Vincent Fernando]]></category>
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		<title><![CDATA[GM Says It Straight and Simple: Shares Are Going to Zero]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F147015-gm-says-it-straight-and-simple-shares-are-going-to-zero%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Vincent Fernando submits:  Footnoted points out that GM says it straight and simple in a latest SEC filing: Don't buy GM (GMGMQ.PK) shares, it is going to zero.   GM management has noticed the continuing high trading volume in GM&#8217;s common stock at prices in excess of $1....]]></description>
		<s:doctype><![CDATA[External links]]></s:doctype>
		<pubDate>Sun, 05 Jul 2009 05:58:18 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/transport.html"><![CDATA[Transport]]></category>
		<category domain="http://resources.bnet.com/topic/vincent+fernando.html"><![CDATA[Vincent Fernando]]></category>
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		<title><![CDATA[Do California IOUs Carry an Implicit Guarantee from the Federal Government?]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F147014-do-california-ious-carry-an-implicit-guarantee-from-the-federal-government%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Vincent Fernando submits:  By now almost everybody probably has heard of how California will issue IOU's to pay its bills and how these will yield 3.75%. As Joe Weisenthal at Clusterstock pointed out, this puts and end to the key difference between the Federal Government and California - that...]]></description>
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		<pubDate>Sun, 05 Jul 2009 05:54:41 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/us+market.html"><![CDATA[US Market]]></category>
		<category domain="http://resources.bnet.com/topic/vincent+fernando.html"><![CDATA[Vincent Fernando]]></category>
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	<item>
		<title><![CDATA[Bank Overdraft Brouhaha: Why Can't People Take Responsibility for Themselves?]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F146812-bank-overdraft-brouhaha-why-can-t-people-take-responsibility-for-themselves%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Vincent Fernando submits:  I can't help but keep finding points of contention with Felix Salmon at Reuters. I think he writes well and I'm sure he's great to have a beer with. But he exemplifies the current environment of bank-hatred whereby hatred for their deserved wrongs has spilled over...]]></description>
		<s:doctype><![CDATA[External links]]></s:doctype>
		<pubDate>Thu, 02 Jul 2009 12:57:15 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/vincent+fernando.html"><![CDATA[Vincent Fernando]]></category>
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	<item>
		<title><![CDATA[Apollo Group: Promising Growth Opportunities Barring Changes in Policy, Economy]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F146388-apollo-group-promising-growth-opportunities-barring-changes-in-policy-economy%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Vincent Fernando submits:  Apollo Group APOL, by far the largest for-profit education company, recently released its FY3Q09 results, beating street estimates and sending its shares up almost 8% today as a result. The following is a concise overview of the earnings, the analyst conference call, and Apollo's outlook. ...]]></description>
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		<pubDate>Wed, 01 Jul 2009 02:35:04 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/seeking+alpha.html"><![CDATA[Seeking Alpha]]></category>
		<category domain="http://resources.bnet.com/topic/vincent+fernando.html"><![CDATA[Vincent Fernando]]></category>
		<category domain="http://resources.bnet.com/topic/apollo+group.html"><![CDATA[Apollo Group]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">APOL</category>
		<category domain="tickers">APOL</category>
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