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	<title><![CDATA[workers compensation Resources | BNET]]></title>
	<link><![CDATA[http://resources.bnet.com/topic/workers+compensation.html]]></link>
	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to workers compensation]]></description>
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	<language>en-us</language>
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		<title><![CDATA[Workers Compensation Insurance - Workers Comp Insurance]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=932863]]></link>
		<description><![CDATA[Workers Comp Insurance is as important as (and in some cases, even more important than) general liability insurance. Workers Compensation Insurance is a No Fault Insurance. It is in force regardless of weather the coverage is purchased or not. So in the event that an employee does sustain an injury...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 01 Jan 2009 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/workers+compensation.html"><![CDATA[Workers Compensation]]></category>
		<category domain="http://resources.bnet.com/topic/castle+rock+insurance+agency.html"><![CDATA[Castle Rock Insurance Agency]]></category>
		<category domain="http://resources.bnet.com/topic/workers+compensation+insurance.html"><![CDATA[Workers Compensation Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/workers+comp+insurance.html"><![CDATA[Workers Comp Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
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	</item>
	<item>
		<title><![CDATA[Insurance Definitions - O]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=932917]]></link>
		<description><![CDATA[This paper covers various terms of insurance which starts with O e.g. OCCUPATIONAL DISEASE: Abnormal condition or illness caused by factors associated with the workplace. Like occupational injuries, this is covered by workers compensation policies; OCCURRENCE POLICY: Insurance that pays claims arising out of incidents that occur during the policy...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 01 Jan 2009 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/workers+compensation.html"><![CDATA[Workers Compensation]]></category>
		<category domain="http://resources.bnet.com/topic/castle+rock+insurance+agency.html"><![CDATA[Castle Rock Insurance Agency]]></category>
		<category domain="http://resources.bnet.com/topic/insurance.html"><![CDATA[Insurance]]></category>
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	<item>
		<title><![CDATA[Workers Compensation: Reducing Your Risks - And Premiums]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=955917]]></link>
		<description><![CDATA[Premiums for workers' compensation insurance and risk reduction in the workplace go hand-in-hand. The company should have a written safety plan to give to its employees to eliminate any confusion about what to do if a situation arises, which can help prevent accidents. Worker's compensation is one of the few...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 01 Jan 2009 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/compensation.html"><![CDATA[Compensation]]></category>
		<category domain="http://resources.bnet.com/topic/workers+compensation.html"><![CDATA[Workers Compensation]]></category>
		<category domain="http://resources.bnet.com/topic/wells+fargo+%2526+co..html"><![CDATA[Wells Fargo & Co.]]></category>
		<category domain="http://resources.bnet.com/topic/worker.html"><![CDATA[Worker]]></category>
		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">WFC</category>
		<category domain="tickers">WFC</category>
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	<item>
		<title><![CDATA[The Travelers Companies Inc. Q3 2008 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-243262.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator  Operator Instructions Your first question is from Josh Shanker  Citi.  Josh Shanker  Citi  Back before the merger of Travelers and St. Paul, St. Paul had a reputation for writing some larger commercial business.  I am wondering, given what's going on in...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Wed, 22 Oct 2008 12:57:11 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/workers+compensation.html"><![CDATA[Workers Compensation]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">TRV</category>
		<category domain="tickers">TRV</category>
	</item>
	<item>
		<title><![CDATA[A.M. Best Upgrades Ratings of Workers Compensation Fund]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m0EIN/is_2008_May_12/ai_n25407845]]></link>
		<description><![CDATA[OLDWICK, N.J. -- A.M. Best Co. has upgraded the financial strength rating FSR to A Excellent from A- Excellent and issuer credit rating ICR to "a" from "a-" for Workers Compensation Fund WCF (Salt Lake City, UT). The outlook for both ratings is stable.]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 12 May 2008 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/a.m.+best+co..html"><![CDATA[A.M. Best Co.]]></category>
		<category domain="http://resources.bnet.com/topic/workers+compensation.html"><![CDATA[workers compensation]]></category>
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	</item>
	<item>
		<title><![CDATA[Hartford uses Web for workers' comp.(Technology)(Hartford Financial Services Group Inc.'s XactPAY)(workers compensation)(Brief article)]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb6493/is_200805/ai_n25835142]]></link>
		<description><![CDATA[The Hartford Financial Services Group Inc. has launched XactPAY  Web, a QuickBooks Silver Certified product that alleviates the burden of  manually monitoring cash flow issues associated with workers'  compensation payments for policyholders of the Hart  The Hartford Financial Services Group Inc. has launched XactPAY  Web,...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Thu, 01 May 2008 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/compensation.html"><![CDATA[compensation]]></category>
		<category domain="http://resources.bnet.com/topic/hartford+financial+services+group+inc..html"><![CDATA[Hartford Financial Services Group Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/intuit+quickbooks.html"><![CDATA[Intuit QuickBooks]]></category>
		<category domain="http://resources.bnet.com/topic/web.html"><![CDATA[Web]]></category>
		<category domain="http://resources.bnet.com/topic/worker.html"><![CDATA[worker]]></category>
		<category domain="http://resources.bnet.com/topic/workers+compensation.html"><![CDATA[workers compensation]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">HIG</category>
		<category domain="tickers">HIG</category>
	</item>
	<item>
		<title><![CDATA[Obtaining Insurance Coverage for a Business]]></title>
		<link><![CDATA[http://www.bnet.com/2410-13502_23-68802.html]]></link>
		<description><![CDATA[Every business needs insurance against risks that might threaten its profitability, including theft and work-related injuries. A small business is more vulnerable to the consequences of these incidents, since it rarely has the resources to cover sudden and unexpected expenditures.This article explains what insurance your business is legally required to...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Tue, 23 Oct 2007 12:48:47 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
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		<category domain="http://resources.bnet.com/topic/workers+compensation.html"><![CDATA[workers compensation]]></category>
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	<item>
		<title><![CDATA[GlobalOptions Group Clarifies USPS Award]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m0EIN/is_2007_Oct_16/ai_n27407883]]></link>
		<description><![CDATA[NEW YORK -- GlobalOptions Group, Inc. (NASDAQ: GLOI), a leading provider of domestic and international risk mitigation and management services, today clarified that, in the press release dated October 10, 2007, the award for a pilot program is with the United States Postal Service's Office of Inspector General. GlobalOptions will...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Tue, 16 Oct 2007 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/u.s.+postal+service.html"><![CDATA[U.S. Postal Service]]></category>
		<category domain="http://resources.bnet.com/topic/workers+compensation.html"><![CDATA[workers compensation]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
	</item>
	<item>
		<title><![CDATA[ACE USA Appoints Deborah Alleyne as Senior Vice President, to Lead National Excess Workers Compensation Unit for ACE Risk Management]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m0EIN/is_2007_Oct_8/ai_n27399310]]></link>
		<description><![CDATA[PHILADELPHIA -- ACE USA, the U.S.-based retail operating division of the ACE Group of Companies, today announced it has appointed Deborah L. Alleyne to the position of Senior Vice President, Excess Workers Compensation for ACE Risk Management[R] ARM. Centralized in Philadelphia, Ms. Alleyne will oversee national underwriting for ARM's dedicated...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 08 Oct 2007 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/arm.html"><![CDATA[ARM]]></category>
		<category domain="http://resources.bnet.com/topic/risk+management.html"><![CDATA[risk management]]></category>
		<category domain="http://resources.bnet.com/topic/workers+compensation.html"><![CDATA[workers compensation]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
	</item>
	<item>
		<title><![CDATA[News from USW: USW Encourages Customers to Consider Worker Safety Before Buying Wood Products at Home Depot]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m0EIN/is_2007_Sept_29/ai_n20526262]]></link>
		<description><![CDATA[Steelworkers' North American Day of Action in 200 Cities Targets Unsafe Lumber Employers]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Sat, 29 Sep 2007 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/home+depot+inc..html"><![CDATA[Home Depot Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/worker.html"><![CDATA[worker]]></category>
		<category domain="http://resources.bnet.com/topic/workers+compensation.html"><![CDATA[workers compensation]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">HD</category>
		<category domain="tickers">HD</category>
	</item>
	<item>
		<title><![CDATA[LISA DATELLE QUARTERMAN.(Spotlight: Women to Watch)(Cypress Care Inc.)(Interview)(Brief article)]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5252/is_200707/ai_n20164669]]></link>
		<description><![CDATA[Founder, Executive Vp    Cypress Care Inc.    Atlanta    Age: 37    Having spent years in the workers compensation industry, Lisa  Datelle Quarterman saw much room for improvement among pharmacy benefit  managers. Ms. Quarterman eventually left her job ...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 30 Jul 2007 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/cypress+semiconductor+corp..html"><![CDATA[Cypress Semiconductor Corp.]]></category>
		<category domain="http://resources.bnet.com/topic/women.html"><![CDATA[women]]></category>
		<category domain="http://resources.bnet.com/topic/workers+compensation.html"><![CDATA[workers compensation]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">CY</category>
		<category domain="tickers">CY</category>
	</item>
	<item>
		<title><![CDATA[Minn. comp organizations sue AIG, say years of premiums misreported.(Minnesota Workers' Compensation Reinsurance Assciation. and Minnesota Workers' Compensation Insurers Association. )(American International Group Inc.)(Brief article)]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5252/is_200707/ai_n20164627]]></link>
		<description><![CDATA[Byline: ROBERTO CENICEROS    ST. PAUL, Minn.-The Minnesota Workers' Compensation  Reinsurance Assn. and the Minnesota Workers' Compensation Insurers  Assn. last week sued American International Group Inc., seeking damages  related to the insurer's alleg  Byline: ROBERTO CENICEROS    ST. PAUL, Minn.-The Minnesota Workers'...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 23 Jul 2007 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/american+international+group+inc..html"><![CDATA[American International Group Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/compensation.html"><![CDATA[compensation]]></category>
		<category domain="http://resources.bnet.com/topic/insurance+company.html"><![CDATA[insurance company]]></category>
		<category domain="http://resources.bnet.com/topic/workers+compensation.html"><![CDATA[workers compensation]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">AIG</category>
		<category domain="tickers">AIG</category>
	</item>
	<item>
		<title><![CDATA[Job Hunting For The Physically Challenged Or Handicapped]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=392190]]></link>
		<description><![CDATA[Searching for a job can be a stressful, time consuming, and depressing task to take on. However, when you are physically disabled there is a whole new degree of difficulty that's added. You run into employers that are concerned with the increase of health care costs, potential workers compensation claims,...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Tue, 10 Jul 2007 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/job.html"><![CDATA[Job]]></category>
		<category domain="http://resources.bnet.com/topic/workers+compensation.html"><![CDATA[Workers Compensation]]></category>
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	<item>
		<title><![CDATA[Workers comp pool seeks more settlement funds from AIG.(News)(American International Group Inc.)]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5252/is_200705/ai_n20164435]]></link>
		<description><![CDATA[Byline: ROBERTO CENICEROS    NEW YORK-American International Group Inc.'s troubles stemming  from its nationwide underreporting of workers compensation premiums  continue, despite the $1.64 billion settlement reached with New York and  federal authoriti  Byline: ROBERTO CENICEROS    NEW YORK-American International Group Inc.'s troubles...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 28 May 2007 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/american+international+group+inc..html"><![CDATA[American International Group Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/workers+compensation.html"><![CDATA[workers compensation]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">AIG</category>
		<category domain="tickers">AIG</category>
	</item>
	<item>
		<title><![CDATA[In brief.(News)(Bank of America retains Banc of America Securities L.L.C. as it's financial adviser)(ACE Ltd. to compensate for bid rigging)(Occupational Safety and Health Administration to inspect hazardous worksites)]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5252/is_200705/ai_n20165259]]></link>
		<description><![CDATA[Bank explores alternatives for brokerage arm    Bank of America has retained Banc of America Securities L.L.C. as a  financial advisor to explore "strategic alternatives''  for its commercial insurance brokerage business, Banc of America  Corporate  Bank explores alternatives for brokerage arm   ...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 21 May 2007 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/accident.html"><![CDATA[accident]]></category>
		<category domain="http://resources.bnet.com/topic/banc+of+america+securities.html"><![CDATA[Banc of America Securities]]></category>
		<category domain="http://resources.bnet.com/topic/bank+of+america+corp..html"><![CDATA[Bank of America Corp.]]></category>
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		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[financial]]></category>
		<category domain="http://resources.bnet.com/topic/workers+compensation.html"><![CDATA[workers compensation]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">BAC</category>
		<category domain="tickers">BAC</category>
	</item>
	<item>
		<title><![CDATA['Excellent' comp results; Workers comp insurers post best year in decades.(News)]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5252/is_200705/ai_n20164325]]></link>
		<description><![CDATA[Byline: ROBERTO CENICEROS    BOCA RATON, Fla.-U.S. workers compensation insurers posted  "excellent'' financial results for 2006, with all major  measures improving significantly, according to an NCCI Holdings Inc.  analysis released last week.      Byline: ROBERTO CENICEROS    BOCA RATON,...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 14 May 2007 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/insurance+company.html"><![CDATA[insurance company]]></category>
		<category domain="http://resources.bnet.com/topic/national+council+on+compensation+insurance+inc..html"><![CDATA[National Council on Compensation Insurance Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/worker.html"><![CDATA[worker]]></category>
		<category domain="http://resources.bnet.com/topic/workers+compensation.html"><![CDATA[workers compensation]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
	</item>
	<item>
		<title><![CDATA[In brief.(Terrance Gasper of Ohio Bureau of Workers' Compensation sentenced to jail for bribery)(Concentra Inc. to seperate operating units)(California Senate committee passes bill on workers compensation permanent disability )]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5252/is_200705/ai_n20164347]]></link>
		<description><![CDATA[Ex-CFO of comp bureau sentenced to 64 months    A federal judge has sentenced Terrance Gasper, the former chief  financial officer for the Ohio Bureau of Workers' Compensation, to  64 months in prison. Mr. Gasper's acceptance of bribes in return  for ha  Ex-CFO of...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 14 May 2007 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/compensation.html"><![CDATA[compensation]]></category>
		<category domain="http://resources.bnet.com/topic/health+care.html"><![CDATA[health care]]></category>
		<category domain="http://resources.bnet.com/topic/mercer.html"><![CDATA[Mercer]]></category>
		<category domain="http://resources.bnet.com/topic/u.s.+senate.html"><![CDATA[U.S. Senate]]></category>
		<category domain="http://resources.bnet.com/topic/worker.html"><![CDATA[worker]]></category>
		<category domain="http://resources.bnet.com/topic/workers+compensation.html"><![CDATA[workers compensation]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
	</item>
	<item>
		<title><![CDATA[Program helps American Airlines reduce workers comp costs; Lifestyle and other data helps direct loss control efforts.(Spotlight: RIMS 2007)]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5252/is_200705/ai_n20165182]]></link>
		<description><![CDATA[Byline: ROBERTO CENICEROS    NEW ORLEANS-American Airlines Inc. delved into socioeconomic,  demographic and lifestyle data in a pilot program designed to learn how  the company might tailor its future workers compensation loss prevention  efforts.    Tr  Byline: ROBERTO CENICEROS   ...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 07 May 2007 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/american+airlines.html"><![CDATA[American Airlines]]></category>
		<category domain="http://resources.bnet.com/topic/worker.html"><![CDATA[worker]]></category>
		<category domain="http://resources.bnet.com/topic/workers+compensation.html"><![CDATA[workers compensation]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
	</item>
	<item>
		<title><![CDATA[Dividing coverage allows Harrah's to get capacity; Unusual step allays excess comp insurers' concentration concerns.(Risk Manager of the Year)(Harrah's Entertainment Inc.; ACE Ltd.; Zurich Financial Services)]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5252/is_200704/ai_n20165152]]></link>
		<description><![CDATA[Byline: ROBERTO CENICEROS    When Harrah's Entertainment Inc. had trouble getting  sufficient excess workers compensation capacity, the company took an  unusual step-it divided its coverage purchase among two insurers to  allay their risk concentration   Byline: ROBERTO CENICEROS    When Harrah's Entertainment...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 30 Apr 2007 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/harrah%2527s+entertainment+inc..html"><![CDATA[Harrah's Entertainment Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/insurance+company.html"><![CDATA[insurance company]]></category>
		<category domain="http://resources.bnet.com/topic/risk+manager.html"><![CDATA[Risk Manager]]></category>
		<category domain="http://resources.bnet.com/topic/workers+compensation.html"><![CDATA[workers compensation]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">HET</category>
		<category domain="tickers">HET</category>
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		<title><![CDATA[Harrah's taps outside help in reviewing claims; General liability strategy borrows from other disciplines.(Risk Manager of the Year)(Harrah's Entertainment Inc.)]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5252/is_200704/ai_n20165168]]></link>
		<description><![CDATA[Byline: ROBERTO CENICEROS    To help defend against general liability claims, Harrah's  Entertainment Inc. turns to a practice more often associated with  managing workers compensation or employee disability losses.    Harrah's risk management departmen  Byline: ROBERTO CENICEROS    To help defend...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 30 Apr 2007 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/harrah%2527s+entertainment+inc..html"><![CDATA[Harrah's Entertainment Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/risk+manager.html"><![CDATA[Risk Manager]]></category>
		<category domain="http://resources.bnet.com/topic/strategy.html"><![CDATA[strategy]]></category>
		<category domain="http://resources.bnet.com/topic/workers+compensation.html"><![CDATA[workers compensation]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">HET</category>
		<category domain="tickers">HET</category>
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